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MORTGAGE REFINANCING - CONCERNS ABOUT YOUR MORTGAGE?
You have
heard the news about adjustable rate loans and how nearly two million homes
could reach foreclosure stage in addition to several million more homeowners
facing significant recasting of monthly payments.
This
concerns our mortgage team. We are
concerned about your financial picture, the loan product you are in, and the
terms of your loan. As a result, we are
making a commitment to review your loan, at no cost to you.
According
to industry research, 30 percent of homeowners have no idea about the structure
of their current mortgage product. In
today’s changing market conditions, it is critical to understand exactly what
type of loan product you have and whether you potentially could see your
payments going up and when that might happen.
More than two million homeowners are facing foreclosure due to not
understanding their loan product.
There may
not be any danger with your current loan product, but if there is any
possibility of your mortgage payments increasing, we want to ensure you have
the information needed to make an educated decision moving forward. If you set aside time now to review your
current mortgage product, it will prepare you to avoid negative situations
tomorrow.
We will
set aside time to review your current mortgage product and how it affects your
future financial needs. Our goal is to
become your trusted mortgage advisor to help you make important decisions
regarding the management of your real estate financing.
We view a mortgage is not just
a loan, but as one of the most important financial decisions we make. We will always have a conversation with our
potential clients in plain English and provide education. We believe when understanding their choices
through education and how its impacts their lives, people will make the best
financial choices.
We try to make the process as
simple as possible. We are very
energetic and focused to make sure you are positioned with the right mortgage
product. We are people oriented in a
professional, yet relaxed manner. And we
believe in strong communication.
This is our commitment to you.
Please
fill out the following contact form and we’ll be in contact with you in the
next 24-48 hours to begin building a relationship through simple conversation.
**Loans are initiated through our lenders' network
and are NOT Affiliated with The Maxxis Group in any way.
We
recommend that you have the following documents prepared in advance of speaking
with a trusted advisor.
- Last
two-years tax returns
- Last two
pay stubs for all borrowers
- Last two
months bank statements
-
Copy of
drivers’ license
-
Copy of
social security card
-
Copy of
Declaration Page for Homeowners’ Policy
-
Contract
of Sale – (if a
purchase)
- Last
Mortgage Statement – (if a refinance)
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